IFSC IFSC Code : IBKL0464PNS
phone 0231- 2691329 / 0231- 2693517

Customer Awareness

🔒 Safe Digital Banking Practices

🚫 1. Never Share Personal Information

  • Don’t share account number, PIN, OTP, passwords, CVV, card details
  • Don’t share Aadhaar or PAN details
  • Even if someone claims to be from the bank → DON’T TRUST

📞 2. Avoid Fake Calls, Messages & Offers

  • Ignore calls about KYC update, account blocking, lottery, rewards
  • Never click unknown links from SMS/email
  • Always contact your bank directly through official sources

📱 3. Don’t Download Unknown Apps

  • Only install apps from trusted sources (Play Store/App Store)
  • Unknown apps can steal your data silently

🔳 4. Be Careful with QR Codes

  • To receive money → NO need to scan QR or enter PIN
  • If asked → it’s likely a fraud

🌐 5. Use Only Official & Secure Websites

  • Always visit the bank’s official website
  • Check for https:// before using any site
  • Avoid clicking links from unknown messages

⚠️ 6. Avoid Suspicious Transactions

  • If you get an OTP without doing a transaction → report immediately
  • If money is deducted wrongly → block your account/UPI quickly
  • Regularly check your account activity

🔑 7. Keep Passwords Safe & Strong

  • Never share your email or banking passwords
  • Don’t use the same password everywhere
  • Use strong passwords:
    • At least 8 characters
    • Mix of letters, numbers & symbols

🚨 8. Don’t Trust Easy Money or Lottery Messages

  • Ignore messages about:
    • Lottery wins
    • Foreign money transfers
    • Commission offers
      ➡️ These are common scams

📢 9. Report Fraud Immediately

  • Inform your bank quickly if:
    • Unauthorized transaction happens
    • You suspect fraud
      ➡️ Fast action can reduce loss

💳 10. Secure Your Cards & Transactions

  • Set daily transaction limits
  • Enable/disable international usage when needed
  • Keep your card safe

🔐 11. Protect Your Social Media

  • Keep profiles private
  • Don’t share:
    • Birthday
    • Address
    • Family details
      ➡️ Fraudsters use this info to guess passwords

📶 12. Use Safe Internet Connections

  • Avoid banking on public Wi-Fi
  • Use strong passwords for home/office Wi-Fi

🔄 13. Keep Devices Updated

  • Regularly update:
    • Mobile
    • Computer
    • Apps
    • Antivirus

🛡️ 14. Use Antivirus Protection

  • Install a good antivirus software
  • Helps protect from malware & hacking

🧠 Quick Golden Rules

  • ❌ Don’t trust unknown people
  • ❌ Don’t share OTP/PIN ever
  • ✔️ Always verify before acting
  • ✔️ When in doubt → don’t proceed